Payments

Payments at Shopping Jinni
At Shopping Jinni, we offer a secure, seamless, and flexible payment experience. Whether you’re shopping from India or internationally, you can choose from a variety of safe and trusted payment methods.
Available Payment Methods
We support multiple online and offline payment options to make your shopping experience smooth:
  • Credit/Debit Cards – Visa, MasterCard, Maestro, American Express
  • Net Banking – Across major Indian banks
  • Wallets – Accepted with leading wallet partners
  • Cash on Delivery (COD) – For select pin codes across India
Our payments are securely processed through reliable gateways with 256-bit encryption, ensuring complete data protection.
Credit & Debit Card Payments
You can make hassle-free payments using your Visa, MasterCard, Maestro, or American Express cards. Just enter your card number, expiry date, and CVV during checkout. You’ll be redirected to a secure 3D verification page by your bank to complete the transaction.
Supported Cards:
  • Indian and internationally issued credit/debit cards (except for certain services such as top-ups and wallets)
3D Secure Authentication
To enhance safety, we support Verified by VISA and Mastercard SecureCode. These services require a unique password or OTP for transaction verification, ensuring that only you can use your card online. You can set up this password on your issuing bank’s website.
Internet Banking
Use your bank’s net banking service to make direct payments securely. We accept net banking from over 40 leading banks including:
  • SBI, HDFC, ICICI, Axis Bank, PNB
  • Kotak, Union Bank, Bank of Baroda, Canara Bank
  • Yes Bank, Indian Bank, Central Bank, and more
Simply select your bank, log in securely, and authorize the payment.
Cash on Delivery (COD)
Prefer paying only after delivery? Choose our Cash on Delivery option:
  • Pay in cash to the delivery partner when your order arrives.
  • Valid only for Indian addresses and supported pin codes.
  • Max order value: ₹50,000.
  • Only Indian Rupees (INR) are accepted for COD.
  • Store credits or gift cards cannot be applied to COD orders.
Are There Any Hidden Charges?
Absolutely not. What you see is what you pay. All product prices are inclusive of applicable taxes.
However, delivery charges may apply depending on the seller’s policy. For example, Shopping Jinni may offer free delivery above a certain cart value (e.g., ₹500 and above).
EMI (Easy Monthly Installments)
We offer EMI payment options on select banks’ credit cards, allowing you to split large payments into affordable monthly installments.
Steps to Use EMI:
  1. Add your items to the cart.
  2. Proceed to checkout.
  3. Select your credit card issuing bank and EMI plan.
  4. Enter your card details and confirm.
Note:
  • The full amount will be charged initially.
  • Interest may be applied based on your bank’s policy.
  • EMI interest is non-refundable in case of return/cancellation.
Instant Cashback
If a product offers instant cashback, it will be automatically applied at checkout. You only pay the discounted amount as displayed in your cart—no additional steps required.
Is Shopping Jinni Safe for Online Payments?
Yes! Your payment data is encrypted with industry-standard 256-bit SSL. We partner with certified and reputed payment gateway providers to ensure your data is protected at every stage of the transaction.
Fraud Prevention
To keep your shopping safe, Shopping Jinni actively monitors transactions for any suspicious activity. If any irregularities are detected, our team may verify the order manually and request identification documents to confirm authenticity. This step helps protect customers from fraud and unauthorized use of cards.
Mobile Payments
Shopping on your phone? No problem. All payment options available on our desktop site are fully supported on the mobile site and app. Every mobile transaction is processed via the same secure channels as desktop orders.
Need Help?
If you face any issues during your payment process or have any questions, our customer support team is here to assist you. Reach out through the Contact Us page or email us at shoppingjinni@gmail.com directly.